Open an account in about 30 seconds and send to mobile wallets, bank accounts or cash pickup across East Africa and beyond. Verify your identity only when you're ready to send.
Get started — it's about 30 secondsNo download, no card needed to check rates.
Forex counter and transfer rates, updated daily LIVE
Counter rates from the Flex forex desk · Transfer rates lock for 30 minutes once you start a transfer · Zero fees on transfers, always shown upfront.
Name, email and phone — that's the whole form. You get a reference number instantly.
Compliance reviews your application, usually within one business day. Check progress any time with your reference.
Once approved, send to mobile wallets, banks or cash pickup — rate locked for 30 minutes, fees always shown first.
Flex Money Transfer is the one-stop shop for individuals and corporates — moving money since 2013, licensed and regulated by the Central Bank of Kenya, with partnerships across more than 100 banks worldwide, a constantly expanding agent network and support around the clock.
Send and receive across borders in a simple, hassle-free manner — from and to anywhere in the world.
Transfer to any bank account, faster and at the most competitive rates, through partnerships with banks worldwide.
Processed within minutes — delivered as cash pickup, bank deposit or straight to a mobile wallet.
Best-rate currency exchange for travellers, businesses and students — buy and sell across 120+ currencies, retail and corporate.
Send and receive money at home or abroad and pay utility bills — a few taps from your home or place of business.
Famed for inbound transfers from across the globe, plus digital retail payment services for everyday business.
Cash & voucher assistance to remote areas with no banks — trusted by AMREF and international NGOs; the Kenya Red Cross Society's designated paying agent.
White-label portal and simple API integration across multiple corridors — real-time KYC, AML and sanctions screening built in.
"Enhancing convenience. Empowering dreams."
Everything you do here works in the app too — one account, one history. The app adds what only your phone can do:
Apply, track your application and send money right from your browser.
Open the FLEX web app